Florens Florens Integrative Family Law

Finance options for your family law matter

Good advice should not depend on how much cash you have today. If your property settlement will leave you with funds but money is tight now, you may be able to pay your legal fees at the end.

Start with a free 20-minute discovery call. Meetings across Australia, in person or online.

A couple reviewing documents together at their dining table

Many separating families are asset rich and cash poor. The house, the super and the business are all there, but none of it is available until the settlement is finalised.

That gap can push people to settle too early, or for less than they should, simply to stop the legal costs. Funding supports your cash flow while the matter runs, so decisions are made on the merits rather than on what you can afford this month.

Many of our clients use JustFund, a specialist family law funder, to cover their legal fees while the matter runs. We also work with other funders and lenders, and we are happy to facilitate a conversation so you can compare your options. The funder makes its own assessment and sets its own terms.

A woman sitting on her front steps, thinking

Your options

Every family’s finances are different. We help you understand the options and choose what fits.

Florens Family Law does not provide credit. Funding is provided by independent funders on their own terms, and fees and interest apply. Consider getting independent financial advice before you sign any funding agreement.

How funding works, step by step

The process is straightforward, and you will know the costs before you commit.

Call 1300 739 954
  1. Tell us about your situation

    In your free 20-minute discovery call, let us know if cash flow is a concern. It will not change the quality of the advice you receive.

  2. Explore your options

    We explain how funding works and which options may suit you, including JustFund and other funders or lenders.

  3. Speak with the funder

    We facilitate an introduction. The funder assesses your eligibility, usually by looking at the likely property pool and settlement.

  4. Review the terms

    The funder sets out its fees, interest and repayment terms in writing. Take the time to read them, and get independent advice if you need it.

  5. Your matter proceeds

    Your legal fees are paid by the funder as the work is done, so you can focus on the right outcome rather than the next invoice.

  6. Repay from your settlement

    When your settlement is finalised, the funding and any agreed costs are repaid, usually from the settlement proceeds.

Is funding right for you?

Funding is a useful tool, but it is not for everyone. Three things to weigh up.

Usually property matters

Funding is most often available where there is a property settlement to repay it from, such as equity in a home, savings or superannuation.

Funding has a cost

Funders charge fees and interest. We will help you understand how those costs compare with paying as you go.

You stay in control

Using a funder does not change who makes the decisions in your matter. That is always you, with our advice.

Court fees

If your matter involves a court application, the Federal Circuit and Family Court of Australia charges filing fees. These are separate from our legal fees.

Reduced fees may be available if you hold certain concession cards or are experiencing financial hardship. We will tell you which fees apply before anything is filed.

Court fees from 1 July 2026

  • Application for divorce$1,170
  • Divorce, reduced fee for eligible applicants$390
  • Application for consent orders$215
  • Initiating application, parenting or financial (final orders)$455
  • Initiating application, parenting and financial (final orders)$740
  • Interim orders, in addition$155

Court fees are set by the Australian Government, not by us, and usually change each July. They are separate from our legal fees.

Common questions about finance options

Who is eligible for funding?

Eligibility is decided by the funder, not by us. Funders usually look at the likely property pool and settlement, and whether there will be enough to repay the funding at the end.

What is JustFund?

JustFund is a specialist funder that pays legal fees during a family law matter, with repayment usually made from the settlement. Many of our clients use it. Terms, fees and eligibility are set by JustFund.

Do I have to use JustFund?

No. We also work with other funders and lenders, and some clients prefer to pay as they go. We are happy to facilitate a conversation so you can compare options.

Does funding cost more than paying as I go?

Usually, yes. Funders charge fees and interest for the time your fees are outstanding. For many clients the benefit of protecting cash flow, and not settling too early, outweighs that cost, but it is a decision to make carefully.

Can funding be used for parenting matters?

Funding is most commonly available for property matters, because repayment comes from the settlement. Where a matter involves both parenting and property, some funders may consider it. We can talk through your circumstances.

Will using a funder affect my advice?

No. Our advice is the same however your fees are paid. The funder has no say in the decisions you make or the outcome you agree to.

What if my settlement is less than expected?

This depends on the funder’s terms, so read them carefully before you sign. We can explain how different outcomes might affect repayment.

This is general information, not legal advice for your situation.

Cost should not decide your outcome.

If cash flow is a concern, tell us in your free 20-minute discovery call. We will explain your options and, if funding suits, facilitate a conversation with the right funder.

Privacy

Privacy policy

Updated October 2026

SJ Law Pty Ltd trading as Florens Family Law (“Florens Family Law”, “we”, “us”, “our”) is committed to protecting your privacy. This policy explains how we collect, use, disclose, store and protect your personal information, and how you can access or correct it.

We are bound by the Australian Privacy Principles (APPs) in the Privacy Act 1988 (Cth). As solicitors, we also owe you duties of confidentiality and protect legal professional privilege. A copy of the APPs is available from the Office of the Australian Information Commissioner at www.oaic.gov.au.

What personal information we collect

Personal information is information or an opinion about an identified individual, or an individual who is reasonably identifiable. Depending on your matter, we may collect:

How we collect it

Where reasonable and practicable, we collect personal information directly from you, in meetings, phone and video calls, emails, forms and through our website.

We may also receive information from others where this is needed for your matter, including the other party or their lawyers, courts, barristers, expert witnesses, family report writers, mediators, financial institutions, government agencies and other professionals you have authorised us to contact. If we receive information about you from someone else, we will take reasonable steps to let you know.

Family law matters often involve information about people who are not our clients. We handle that information with the same care, and only for the purposes of the matter.

Why we collect, use and hold it

If you choose not to provide information we reasonably need, we may not be able to act for you.

We only use sensitive information for the purpose it was provided, for a directly related purpose you would reasonably expect, with your consent, or where required or authorised by law.

When we disclose it

Subject to our professional obligations, we may disclose personal information:

We do not sell personal information.

AI-assisted tools

We use artificial intelligence (AI) tools to help us work efficiently, for example to draft and review documents, summarise material, assist with research and transcribe meetings. These tools support our lawyers. They do not replace legal judgement.

Overseas recipients

Some of our service providers may store information on servers outside Australia. Where that happens, we take reasonable steps to make sure your information is protected in a way consistent with the APPs. Otherwise, we will only send your personal information overseas with your consent, where it is needed for your matter (for example, where there are overseas assets or an international parenting issue), or where required by law.

Marketing and communications

From time to time, we may send you information about our services, insights and events, or promotional material from our trusted referrers or related entities within the Florens Group. We only use your contact details for this, never information about your matter, and we do not pass your details to other organisations for their own marketing. You are welcome to opt out at any time, by using the unsubscribe link in any of our emails or by letting us know.

Our website

When you use our website or enquiry forms, we collect the details you choose to give us. Our website may also use cookies and analytics tools to understand how the site is used, such as which pages are visited. This information does not identify you, and you can turn cookies off in your browser settings.

How we store and protect it

We take reasonable steps to protect personal information from misuse, interference, loss and unauthorised access, modification or disclosure. This includes secure electronic systems with access controls and multi-factor authentication, and secure storage of any paper records.

We keep client files for at least seven years after a matter ends, or longer where the law or the nature of the matter requires. After that, we securely destroy or de-identify the information.

If a data breach occurs that is likely to result in serious harm, we will notify you and the Office of the Australian Information Commissioner as required under the Notifiable Data Breaches scheme.

Accessing and correcting your information

We take reasonable steps to keep your personal information accurate, complete and up to date. Please let us know if anything changes or is incorrect.

You can ask to access the personal information we hold about you by contacting us in writing. We may need to confirm your identity first. There is no fee to make a request, but we may charge a reasonable fee for providing copies.

In limited circumstances permitted by the APPs, we may refuse access, for example where it would unreasonably affect another person’s privacy, where the information relates to existing or anticipated legal proceedings, or where giving access would be unlawful. If we refuse, we will explain why in writing.

Questions and complaints

If you have a question or complaint about how we handle your personal information, please contact our Privacy Officer:

Florens Family Law
reception@florens.com.au
1300 739 954

We will aim to respond within 30 days. If you are not satisfied with our response, you can contact the Office of the Australian Information Commissioner on 1300 363 992 or at www.oaic.gov.au.

Changes to this policy

We may update this policy from time to time. The current version is always available on our website.

Website disclaimer

The information on this website is general in nature and is not legal advice. Family law outcomes depend on individual circumstances, so please get advice about your own situation before acting on anything you read here. We aim to keep content current, but we cannot guarantee it is accurate or complete at the time you read it.

Using this website, or contacting us through it or by email, does not create a solicitor-client relationship. That relationship begins only once we have confirmed in writing that we will act for you. Please do not send confidential or sensitive documents until we have confirmed that we can act for you.

Links to other websites are provided for convenience. We are not responsible for their content or their privacy practices.

To the extent permitted by law, we exclude liability for any loss arising from use of this website or its content. Liability limited by a scheme approved under professional standards legislation.